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Report

Accidents that never happened: Generative AI and fraud in motor insurance

Criminals have a new tool for committing auto insurance fraud: artificial intelligence.

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2026 ACA premium landscape: What health insurers need to know—and do—now

The expiration of enhanced ACA subsidies resets market dynamics, reshaping enrollment patterns and risk pools across the individual market.

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Report

Streamlining scenario testing: A framework for streamlining stress and scenario testing

We present a robust scenario selection framework that helps (re)insurers streamline stress and scenario testing.


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Health

Health makes up 18% of our GDP and 100% 
of our lives.

No issue is more complex. 
Or more personal.

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Insurance

Because the world is underinsured.

The insurance industry of tomorrow will look nothing 
like today.

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Retirement & benefits

No one wants to go back to work at 75.

As visions of retirement 
have changed, so have retirement plans.

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Risk

The most dangerous risks to your business are those you can’t see.

Nobody understands risk better than we do

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Milliman Social Impact Report

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